The Bank invites applications from aspiring professionals for the position of Business Relationship Officer at its Banking Centre in Limassol.
Main duties and responsibilities
- Managing a portfolio of business customers
- Preparing well-documented customer credit facility/loan applications in a timely manner and submitting them to management for approval
- Evaluating applicants’ credit worthiness, by analysing their financial status, credit ability and property valuations, and determining the feasibility of granting a loan
- Reviewing and updating customer credit and loan information, as per the Bank’s policies and procedures
- Executing loans upon approval (e.g. preparing legal documents, making payments and monitoring repayment of loans)
- Following-up the quality of the portfolio and promptly taking measures to handle arrears / excesses
- Providing exceptional levels of a personalized customer service, aligned with the Bank’s values, by:
– understanding customer needs and recommending suitable solutions (e.g. different types of loans and credit options)
– keeping customers informed about issues that are relevant to them (e.g. provisions and fees of each product/service)
– dealing effectively with customer enquiries
– managing customer requests and/or complaints in an effective and timely manner
– delivering on promises made
– maintaining customer information confidential at all times
– building and maintaining a corporate relationship with the customer (incl. making site visits) - Identifying areas of improvement and submitting suggestions to the Business Banking Manager for improvements
Requirements
- University Degree in Economics, Accounting & Finance, or any other related discipline and/or
- Holder of a Professional Accounting Qualification such as ACA, ACCA, CPA, CFA
- Post graduate University Degree with specialisation in Finance, Accounting or related subject
- At least 5 years of either related experience in the banking sector and/or
- 3 years post qualification experience in the financial services industry
Skills
- Strong interpersonal skills
- Strong communication skills, both verbal and written, in the Greek and English languages
- Strong analytical and numerical skills
- Organization and time management
- Sound judgement and decision making
- Attention to detail
Remuneration
- An attractive remuneration package will be offered to the successful candidate, according to experience and professional qualifications
- Medical and Life insurance
- Pension Plan
- A Hybrid working environment
Application process
Interested Applicants must submit their CV at careers@ancoriabank.com, stating the position in the subject, or uploading it below.
Ancoria Bank is an equal opportunities employer.
